TERMS OF USE

Last updated February 17, 2026

AGREEMENT TO OUR LEGAL TERMS

We are CalHome Loans, Inc ("Company," "we," "us," "our"). We operate the website https://calhomeloans.com (the "Site"), as well as any other related products and services that refer or link to these legal terms.

These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and CalHome Loans, Inc, concerning your access to and use of the Services. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.

1. INTELLECTUAL PROPERTY RIGHTS

We are the owner or the licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics in the Services.

2. PROHIBITED ACTIVITIES

You may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

3. SMS TEXT MESSAGING

By opting into SMS from Alfonso Osorio | NMLS 257134, you agree to receive recurring marketing and informational messages. Message frequency varies. Message and data rates may apply. Reply STOP to cancel. Reply HELP for assistance. Consent is not required to obtain loan services.

4. DISCLAIMER

The services are provided on an as-is and as-available basis. You agree that your use of the services will be at your sole risk.

CONTACT US

In order to resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us at:

CalHome Loans, Inc
1100 W Town And Country Rd, Suite 1250
Orange, CA 92868
Phone: (+1)7148097191
Email: aosorio@calhome.loans